Waiting until 2027 trades today's negotiating power for a rate you could refinance into anyway. Scottsdale sits near 3.7 months of inventory and most metro Phoenix closings under $600,000 include seller money. Pillar Mortgage Group, NMLS #2700076
Markets now price roughly 90% odds of a September 2026 Fed rate cut after a weak August jobs report. Here is what it actually means for Arizona mortgage rates and Phoenix buyers. Pillar Mortgage Group, NMLS #2700076
Arizona's median listing price is down about 3.5% to roughly $468,000, giving 2026 buyers real negotiating power in Phoenix and Scottsdale. Learn 5 proven strategies: seller-paid rate buydowns, closing cost credits, and more. Pillar Mortgage Group, NMLS #2700076
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).